GENERAL BUSINESS

TERMS & CONDITIONS

[Version: 5.0, Last updated: 02.12.2022]

These General Terms of Business (“Terms”) govern the contractual relationship between the user of the Services and each of Smart Valor FL and Smart Valor CH. References in this Agreement to “Smart Valor” are to Smart Valor FL and/or Smart Valor CH depending on the services being discussed. The Terms are legally binding. Please read them carefully before using any of the Services. Access to and use of the Services shall be subject to the Client’s compliance with all provisions set forth in these Terms. This document comes into force upon its publication. Words in the singular include the plural, and vice versa, those in masculine also include feminine.